Does fractional reserve banking have to be a scam?

“To some extent, commercial bankers lend out their own capital and money acquired by CDs (certificates of deposit). But most commercial banking is “deposit banking” based on a gigantic scam: the idea, which most depositors believe, that their money is down at the bank, ready to be redeemed in cash at any time. If . . . → Read More: Does fractional reserve banking have to be a scam?

Buy a suit at Jos. A. Bank, let them give you a bank!

Gosh, I’m so sick of their commercials. Where do they get the goofball with the infinitely joyful sing-song voice, who is always offering ever more fantastic deals on clothing that no one needs! Buy three suits, get five free!!! For what, dude? Don’t have no job, don’t need no suit!Or if you had a . . . → Read More: Buy a suit at Jos. A. Bank, let them give you a bank!